Choose Pay by bank at the checkout and we hand you over to your own bank to approve the payment, using the same app or website you already use, with your usual face, fingerprint or passcode. You never type a card number. No card or account details are entered on this site, and we never see or store them.

The money moves directly from your account to ours, which is why it clears in seconds and why there is nothing held on our side for anyone to steal. It runs on Open Banking, the UK’s regulated bank‑to‑bank payment system, and your bank does the checking.

Pay by bank is provided by Fena, an FCA-authorised payment institution.

Works with every major UK bank and building society, including:

• Barclays
• HSBC
• Lloyds
• NatWest
• Santander
• Halifax
• Nationwide
• Monzo
• Starling
• Revolut
• TSB
• First Direct
• Chase
• Co‑operative Bank

Would rather move the money yourself? Manual bank transfer is still offered at the checkout, and we despatch once your payment reaches us.